USDA Loans

USDA loans offer a great opportunity for homebuyers looking to purchase in eligible rural and suburban areas. These government-backed loans make homeownership more accessible and affordable. Whether you're a first-time buyer or looking for a cost-effective financing option, a USDA loan could be the perfect solution.

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Program highlights

Minimum 620 Credit Score
No down payment
Affordable mortgage insurance
Lower interest rates

Benefits

No down payment required
Allow qualified buyers to purchase a home with zero down payment, making homeownership more accessible.
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‍Competitive interest rates
Backed by the government, USDA loans often come with lower interest rates than conventional loans, helping buyers save money over time.

‍Affordable Mortgage Insurance
Unlike other loan options, USDA loans offer lower-cost mortgage insurance, reducing the overall monthly payment.

Possibility starts here.
Ready for a USDA?

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NMLS #2538224
Business Purpose Loans also known as private money or hard money loans are offered by Flash Funding Mortgage Investments, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #100, Willis, TX 77318. Our home loans are offered by Flash Funding Mortgage, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #200, Willis, TX 77318  

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLETED COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. MORE INFORMATION AND FORMS ARE AVAILABLE SML'S WEBSITE: SML.TEXAS.GOV. ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.