Cash-out Refinance Loan

Make your home equity work for you.
‍Do you want to turn your equity into cash? This option can be a great way to consolidate debt, pay for college tuition, or fund a major home improvement. A Cash-out Refinance pays off your existing mortgage, giving you tax free cash while giving you a locked in payment.

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Program highlights

Cash out up to 80% of your primary home and 75% of your investment home
Conventional and Non-Conventional options available.
Debt to income ratio is typically required to be lower than 50%

Benefits

Fixed interest rates
Our Cash-out Refinance Loans have a fixed rate. That means your rates won’t change over the life of the loan.
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‍Flexibility with your equity
‍Taking cash out does not mean you are taking a loan for the entire worth of your property. Keeping 15-25% of equity after cashing out is typical.

Lower your interest rate
‍If you secured your first mortgage at a higher rate, refinancing to lower that rate and taking cash could be the savviest choice by far.

Possibility starts here.
Ready for a Home Equity Loan?

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NMLS #2538224
Business Purpose Loans also known as private money or hard money loans are offered by Flash Funding Mortgage Investments, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #100, Willis, TX 77318. Our home loans are offered by Flash Funding Mortgage, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #200, Willis, TX 77318  

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLETED COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. MORE INFORMATION AND FORMS ARE AVAILABLE SML'S WEBSITE: SML.TEXAS.GOV. ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.