FHA Loan

First time Homebuyer or Lower credit? Get the financing you need
‍FHA loans are an attractive option for first time homebuyers, or someone with a few bumps in their financial history.

*Primary residence loans only

Get pre-approved

Program highlights

Minimum 580
Credit Score
0% down payment options are possible
Up to 6% of seller concessions 
Qualifying is easier even with higher DTI ratios

FHA Loan Benefits

Low Credit Score Requirements
You can get an FHA loan with a credit score of just 580.

‍Low Down Payment
With an FHA loan, the typical down payment is 3.5%. Down payment assistance programs are available to qualifying individuals and can lower your down payment to as low as 0%.

‍Flexible Debt-To-Income Requirements
‍FHA loans come with less stringent debt-to-income (DTI) requirements than some other loans.

‍Flexible Borrowing Options
‍You can choose between a 15-year and 30-year term – with either a fixed or variable interest rate.

‍Shorter Waiting Periods
‍You may qualify for an FHA loan sooner after a major event such as a foreclosure, bankruptcy or missed payment.

Possibility starts here.
Ready for a FHA Loan?

Get pre-approved
NMLS #2538224
Business Purpose Loans also known as private money or hard money loans are offered by Flash Funding Mortgage Investments, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #100, Willis, TX 77318. Our home loans are offered by Flash Funding Mortgage, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #200, Willis, TX 77318  

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLETED COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. MORE INFORMATION AND FORMS ARE AVAILABLE SML'S WEBSITE: SML.TEXAS.GOV. ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.