30-Year Fixed

Lock in lower monthly payments.
The 30-year fixed-rate mortgage is a popular home loan option for a reason. If you want lower monthly payments and the comfort of a fixed interest rate, check out the 30-year fixed.

Get pre approved

Program highlights

Minimum 620 Credit Score
As low as 3% Down Payment*
Up to 6% of seller concessions* 
Debt-To-Income ratio typically no more than 50%

* Must be a first-time homebuyer
** 6% seller concessions available with 10% down payment or more

Benefits

Lower Monthly Payments
‍Your monthly payments will be lower because they’ll be spread out over a longer period.
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‍Fixed Interest Rates
‍Your interest rate is fixed, so you never have to worry about your mortgage payment changing if rates go up (except for any changes in taxes and insurance).

‍Low Down Payment
‍Your interest rate remains fixed for the life of the loan, so you don’t have to worry about rates going up.
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‍No Prepayment Penalties
‍Want to pay off your mortgage early? No problem. You won’t get hit with prepayment penalties.

Possibility starts here.
Ready for a 30-year fixed?

Get pre-approved
NMLS #2538224
Business Purpose Loans also known as private money or hard money loans are offered by Flash Funding Mortgage Investments, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #100, Willis, TX 77318. Our home loans are offered by Flash Funding Mortgage, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #200, Willis, TX 77318  

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLETED COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. MORE INFORMATION AND FORMS ARE AVAILABLE SML'S WEBSITE: SML.TEXAS.GOV. ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.