15-Year Fixed

Save on interest with a fixed, lower rate.
A 15-year fixed mortgage helps you save on interest and pay off your home loan faster. Looking for a low, fixed interest rate and a shorter loan term? A 15-year fixed mortgage could be for you.

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Program highlights

Minimum 620 Credit Score
As low as 3% Down Payment
Up to 6% of seller concessions 
Debt-To-Income ratio typically no more than 50%

Benefits

Savings On Interest
Since the repayment term is shorter, the total amount of interest paid over the life of the loan is substantially less.

‍Fixed Interest Rates
‍Your interest rate is fixed, so you never have to worry about your mortgage payment changing if rates go up (except for any changes in taxes and insurance).
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‍Low Down Payment
‍You can make a down payment as low as 3% under certain circumstances.

Faster Equity Buildup
‍Because you are paying off the principal faster, you build equity in your home more quickly. This can be beneficial if you plan to sell or refinance your home in the future.

Possibility starts here.
Ready for a 15-year fixed?

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NMLS #2538224
Business Purpose Loans also known as private money or hard money loans are offered by Flash Funding Mortgage Investments, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #100, Willis, TX 77318. Our home loans are offered by Flash Funding Mortgage, LLC dba Flash Funding Mortgage with an address of 12056 FM 830 Rd, Suite #200, Willis, TX 77318  

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLETED COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. MORE INFORMATION AND FORMS ARE AVAILABLE SML'S WEBSITE: SML.TEXAS.GOV. ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.